The Good Investing Podcast connects you with successful investors and business leaders who invest in, or are experts in, a range of industries… but do it with a difference. These leaders of industry are the best at what they do in their chosen field but all have one thing in common - they are passionate about doing things the right way.
In this fascinating and wide-ranging discussion with branding and advertising guru, President and Regional CEO of TBWA, Paul Bradbury, we discuss recent developments in advertising markets and consumer trends. We use company examples such as Gatorade and Telstra to bring the branding process alive. Paul makes one of the biggest calls in the history of the Good Investing Podcast by saying social media has peaked and he explains why he thinks this is the case. He speaks of how people's media consumption patterns and behaviour have changed including the emergence of the "you only live once" mentality which is possibly contributing to stronger than expected discretionary consumption. We discuss two campaigns that are making a real change to the social landscape, signifying the potential social power of advertising, before we move into the ranking of the Greatest Five Ads in the history of Australian advertising. Will your ranking be the same as Paul's?0 min 45 secs Summary of the episode1:30 Paul Bio and who is TBWA4:20 What is the disruption component of TBWA, what does that mean and the Gatorade example8:20 Multi-media channels have changed the campaign approach12:30 Current ad markets and media spend. The consumer “you only live once “ mentality leading to higher than expected discretionary spending17:01 The way advertising is moving... away from the straight 30 second spot20:20 The challenge in targeting consumers22:05 The share of advertising the big platforms attract Meta, Google etc. Has social media peaked?24:30 Case study - The Telstra account “+61”29:00 Advertising making a real social difference. Mastercard ball kids and Classify "C” for Consent36:30 How AI will impact the advertising industry... looking forward, not looking back38:50 The greatest five ads in Australian advertising history quiz (using a very low tech approach...)Links to Mastercard ball kid campaign https://www.youtube.com/watch?v=GosY_5SPa_cLink to the Classify "C” for Consent campaign https://www.youtube.com/watch?v=ydrhk51SqFQ
What has Shane Watson learnt on the cricket field that is applicable to business? A lot... and it is all in his new book, The Winner’s Mindset, released in January 2024. Yes there is some cricket talk on Ep#31 of the Good Investing Podcast, but the real focus is on what Shane has learnt over his career about how the mind works, the mistakes he has made and how to motivate and help people to perform at their best as often as possible. We read an earlier edition over summer and what struck us was Shane’s honesty and openness but also the applicability of a lot of what he wrote to the business world.
Shane talks about the difference between Mindset and Skillset, how the conscious mind works vs the unconscious mind and the fact that confidence cannot be about results. Very true in sport, life and investing. Yes, we all strive for good results but we can’t control whether we achieve them. He talks about his performance equation, mental toughness – again equally applicable to the sporting field as the Boardroom and his ACT model. We even have for the very first time a Good Investing Podcast competition where listeners can win the book, personally signed by Shane. The first five people that correctly answer the question, “Who is the best slip fielder Shane has ever seen?” receive a signed copy of his new book. Entries are to be emailed to support@ethicalpartners.com.au. How good!
Understanding who Mark Hutchinson is, goes a long way towards making an assessment on whether FFI will be successful in achieving its ambitious plans. Its plans of course are to become a green energy leader in transitioning away from fossil fuels, by first leading by example and operating its sites on a real zero carbon basis by 2030. Mark explains that while its goals may be good for the planet it is also most definitely good business (saving a billion litres of diesel each year for a start!). Be first mover and reap the rewards. We learn about what drives Mark and his views on what good (and bad) leadership looks like. Once we get a feel for this, it becomes clear why he took on one of Australia’s most challenging and potentially rewarding roles – CEO of FFI. Providing rare insight into the inner workings of FFI, Investment Director Nathan Parkin makes his long-awaited return behind the gold and green microphone to draw out the very best from Mark. Enjoy the final episode of the Good Investing Podcast for 2023.
The financial services industry can be one of jargon, complexity and sometimes more than a little bit of bluff. In this exciting episode, Matt Nacard interviews Investment Director, Nathan Parkin, and asks him the 15 questions you have always wanted to ask, but haven’t wanted to or haven’t been able to ask. We also include a bonus, “What’s a cap rate?” question which has been more than once quietly asked on sales desks around town. If you enjoy this episode, send us more questions to support@ethicalpartners.com.au and we will gather them up for a future episode.
Sebastian Robertson recently stepped down from batyr - the organisation he founded 12 years ago. batyr is a preventative mental health charity which has reached over 355,000 young people through evidence-based programs. We talk about why and how Sebastian started batyr and what his plans are for the future. Where this podcast fits in to the broader Good Investing thematic is partly around mental health in the workplace (see Ethical Partners major report of March 2023 - “Promoting mental health and wellbeing in the workplace”), partly around leadership succession planning and also around how to manage a start up business. Not that many people have started a charity and a separate commercial business – and I’m referring to birdi – the aerial intelligence company, Sebastian’s latest venture. There is a lot to learn and absorb from this episode including insights into how parents can talk to their kids about these issues.
In this special edition, Nathan Parkin, Investment Director, Andrew Wilson, Portfolio Manager and Matt Nacard, CEO and Analyst take a detailed look at six companies that are underneath the radar of many investors. Listeners may never have heard of some of these companies, or perhaps the company may have a macro theme seemingly against it or maybe they are out of favour for a company specific reason.
These six companies – CSR, Nobleoak Life, Qualitas, Cleanaway, ASX Limited and Eureka Group Holdings – all make it through the Ethical Partners investment process and are all currently owned by Ethical Partners. We run through why we like their prospects which should give listeners an insight into how, utilising our investment process, we look at companies. Listeners also get to try their luck in the underneath the radar Quiz…
The material within this podcast is not a recommendation to buy or sell any of the companies mentioned or any other company. The Podcast is also not designed to provide general or specific advice. For advice about investment decisions you should see your financial advisor.
Following on from a very popular and insightful Part A, in Part B of the discussion we focus on the outlook for residential markets and discuss Australia’s housing shortage. Yes, that is an issue but the more pressing concern is housing affordability. We talk government policy and get Tarun’s view on potential policy changes at both the state and federal level. Tarun gives his view on other asset classes such as retail, office and industrial. It sounds like he is quite pleased that Stockland made some early tough decisions on its retail portfolio and that it finds itself with limited office exposure. We get a sneak preview of some of the key elements of Stockland’s refreshed sustainability strategy and get a better understanding of Tarun’s focus on Return on Invested Capital (ROIC). We close on Tarun’s hexagon of happiness – a concept we all should be thinking about.
It is a long way from organising Rowdy Rabbit shows in Centre Court at Charlestown Square shopping centre to the CEO’s office at Stockland. It is even further from northern India to an MBA in Newcastle and Adelaide. The Tarun Gupta story is one based on strong values and hard work. We could add to that humility and the instinct to always saying “yes” to the right opportunities. We could add a love of cricket too… but that’s another story altogether. In Part A of this discussion we focus on Tarun’s upbringing, his early working life as a chef in an Indian restaurant in Newcastle and his decision making process leading him to work for Lend Lease in the early 1990s. We then delve into his approach to re-setting the overall strategy at Stockland, building on an already strong base at the group. “Matt, strategy is a process, not just an idea from the CEO” is something we took away from the discussion. We then talk through the actions that have resulted from the newly developed strategy: enhanced capital partnerships, altered asset allocation, an acceleration of the development pipeline and a refresh of the overall sustainability approach… something we will delve deeply into in Part B.
In a Good Investing Podcast world first we speak with both Investment Director, Nathan Parkin and Portfolio Manager, Andrew Wilson about all manner of market and company insights.
Andrew digs deep into the commodities cycle and explains why we are now well past the peak.
Andrew also gives a lithium-oriented wrap which simplifies the almost unsimplifiable!
Nathan explains why M&A cycle is upon us and how the Fund’s investment process places it in a good position to benefit. Then under the pressure of the Ethical Partners 60 second Hourglass, each of Nathan and Andrew mentions one company that looks very interesting at the current time. Sometimes singles to fine leg are just fine on your way to building a good innings.
See omnystudio.com/listener for privacy information.
Brent Sanders has spoken to almost one million people over the last 30 years on harassment, sexual crime and bullying in schools, universities and the workplace. In Ep#24 we speak about the differences between harassment and bullying and in what circumstances, and exactly how, the legislation applies. Do customers and clients come under the definition of workplace? Yes they do. Does the workplace include after work drinks at the pub? Yes it does. Brent talks about the strategies and approach managers can take to protect employees. He also talks about how sexual harassment can evolve into sexual assault. An assessment of human rights forms an important part of our investment process. A workplace free of harassment and bullying is a basic human right for everyone. But to recognise it and assess it, first you need to understand it. Brent Sanders helps us do just that.
This is the incredible story of a leading Hollywood Producer trading in one lifestyle for a very different one. What motivated Scott Neeson to sell his LA house, boat and other possessions to start up a charity in one of the poorest and most under privileged countries in the world? What was the vision? Well, it turns out there wasn’t one. What there was though was a selfless drive to help others - to invest in the next generation of Cambodians. The first graduates of the Cambodian Children’s Fund (CCF) first school intake are now graduating from University. This is a story of leadership, resilience, passion and practical business building - a must-listen for all business leaders.
Dr Kaplan is a cardiologist and physician who takes a holistic and preventative approach with his patients. Dr Kaplan speaks with us on a broad range of topics relating to overall health and well being. This is an important area within the Ethical Partners Opportunity and Risk Assessment (EPORA) used in assessing companies as a part of our investment process. In the discussion we talk about heart disease and we take a deep(ish) dive into key risk factors (cholesterol, age, genetics and others). Jason alerts listeners to a very simple and easy to access test which is critical in detecting the early signs of heart disease. We delve into an area our Sustainability Team has done recent work on - Diet and Nutrition (including what to choose on that next corporate lunch...); obesity, and also the ideal exercise regime and which supplements are worth taking.
We complete 2022 with a special edition of the Good Investing Podcast featuring Investment Director Nathan Parkin. Nathan walks us through the Ethical Partners approach to investment in one of the most challenging macro environments for many years. We review the year, neatly broken into four very different quarters. Nathan speaks about how the second quarter threw up opportunities to own the very best companies in the market – opportunities that come around only once a decade. Nathan also gives us unique insights into the differences between investing in a rising inflation environment vs the low interest rate environment of 2018-2020. He also translates the macro environment to what it actually means for companies on the ground. We talk about excessive pessimism and why when that occurs it can actually be a good time to invest. We break down inflationary drivers and pinpoint why on balance of risks, the worst may be behind us. Nathan outlines key company positions and how the portfolio is positioned going into 2023 including 1) Why the portfolio is overweight consumer discretionary companies despite the consensus expectation being that consumer spending will slow next year and 2) Why the portfolio is underweight resources.
Bronwen is the highly respected leader of Zenith's Research team. Bronwen walks us through her upbringing and how she made her way into investment research, via being selected in the ballot to work in the USA. Bronwen talks to us about the research process, balancing the short and long term, common investment manager mistakes and how manager research has changed over time. One such change surrounds how a manager's ESG credentials are assessed - advisors and end clients are demanding more information and Zenith is providing it. Bronwen also speaks about how to keep an entrepreneurial focus, her passion for Guide Dogs and "Pawgust", The Sisters of Resistance and being ahead of her time in achieving work/life balance. Investment manager research and consulting 101
Dean is the Co-Founder of Ownership Matters. He is the author of numerous opinion pieces, regulatory submissions and speeches and is a well known media commentator on governance issues. Dean is known for his sharp intellect and insightful assessment of annual and remunerations reports. Dean gets behind the numbers and is not shy in pointing out when something doesn't look right. Nathan Parkin, the Investment Director and Co-Founder of Ethical Partners speaks to Dean about how capital raisings work - what is fair and what is not fair and why Australia has one of the most liberal regimes in the world. The Director's Club is discussed - Dean makes reference to his ground-breaking report, "Many are called, few are chosen". Dean and Nathan then discuss the level of CEO pay and the various machinations around short and long term incentives. This exciting episode is timed for Annual General Meeting (AGM) season which is underway in Australia.
In Part B of our discussion with Andrew Schwartz, we dig a bit deeper into the emerging Built to Rent (BTR) sector in Australia. The BTR Impact Fund is an Australian first with a growing pipeline. Completed assets will have in-built sustainability objectives which will create better outcomes environmentally but will also appeal to certain segments of the market. Andrew also takes us through Qualitas' proprietary ESG scoring system and how it relates to project selection. We find out what keeps Andrew up at night, get answers to our "either/or" quiz and Andrew touches on a potential topic for a future episode...the parallels between flying a turbo prop twin engine Cessna and being CEO of a Funds Management company... Ethical Partners owns Qualitas shares.2 min 00 secs Australian first - BTR Impact Fund7.20 End consumer target market8.55 ESG scoring system13.00 Most important aspect of leadership overlooked14.12 Keeping the entrepreneurial culture20.56 What keeps Andrew up at night26.25 Either / or?26.55 Which Top Gun?
Andrew Schwartz is the Co-Founder and Group Managing Director of Qualitas, one of Australia's largest alternative real estate investment managers. Alternative debt providers are a relatively new asset class on the ASX. As banks move away from lending to non residential real estate, the likes of Qualitas have stepped in... and done so very successfully. In Part A we discuss what the impact of rising interest rates on Qualitas and step through the last major rates cycle from 2007 to 2010... there are some parallels to today. Andrew also talks about how Qualitas manages risk and balances that with generating returns for clients. Qualitas has approximately $5bn of funds under management, last financial year deployed $1.9bn of capital and was listed on the ASX in December, 2021. Ethical Partners owns Qualitas shares.
In Part B of the discussion, Margo Ward of KidsXpress and Paul Hines of GSA talk of their respective organisations’ relationship with the Roosters rugby league team. This relationship seems to fit neatly into the cultures of each organisation, while initially upon first glance it may not appear a likely fit. It just goes to show, you never really know what types of organisations can work well together. Margo and Paul speak of their perspectives on leadership and provide insights into attributes they look for when hiring a new person for their firms. Enjoy Pat B. Part A received an incredible response from listeners.
Margo Ward and Paul Hines Co-Founded KidsXpress in 2005. An unlikely meeting on a Contiki Tour in Europe sowed the seeds for a unique partnership and the creation of Margo’s vision… the world-first KidsXpress program. The program combines music, art and drama therapies for disadvantaged children. But more than that, Margo and Paul integrated KidsXpress into the culture of GSA, a leading Sydney based insurance broker. The partnership is unique with both organisations benefitting. Margo now sits on the Chubb Australia Board as a Non-Executive Director offering a very different perspective to the current challenges within the insurance and underwriting markets. Paul is adapting to the Executive Chair role post the sale of a majority stake in GSA to ASX listed Steadfast. These two remarkable people are trailblazers on leadership and culture creation. The business model they have created is ahead of its time. There is something to learn for all business leaders from this discussion. Enjoy Part A. Part B out soon.
In Part B of an honest and open discussion, Daniel talks to us about campaigns – something Thankyou does so well and the successful campaign in getting Thankyou products into Coles and Woolworths all those years ago. We touch on "No Small Plan" which is as bold as its name suggests. It sounds like we will hear more about that soon. And if that’s not enough, Thankyou is also looking to revolutionise the whole giving model. In our standard questions, Daniel’s take on leadership is fascinating. Daniel Flynn is the Managing Director of Thankyou. He co-founded Thankyou at the age of 19, and now 12 years later, Thankyou’s products are stocked by major retailers in Australia, with every product contributing to helping end global poverty.
Daniel Flynn is the Managing Director of Thankyou. He co-founded Thankyou at the age of 19, and now 12 years later, Thankyou’s products are stocked by major retailers in Australia, with every product contributing to helping end global poverty. Daniel and the team are business innovators, they are marketing disruptors and they are very unconventional. They are also sustainability leaders - an important aspect of the business we talk about. In an honest and open two part discussion, Daniel talks to us about how Thankyou has changed and the new challenges posed by an evolving competitor response. We also speak about campaigns – something Thankyou does so well and the successful campaign in getting Thankyou products into Coles and Woolworths all those years ago. We touch on "No Small Plan" which is as bold as its name suggests. It sounds like we will hear more about that soon. And if that’s not enough, Thankyou is also looking to revolutionise the whole giving model. Enjoy the discussion as much as we did.
Shayne Elliott has been the CEO of the ANZ Banking Group for over six years. There are perhaps no businesses in Australia that have more influence on Australian families than the “big four” banks. He speaks of crisis management and how past experience placed him in good stead for recent economic challenges. He reminds us that customers never forget how you treat them in times of crisis. He talks of the challenges of transitioning away from coal, oil and gas lending and towards sustainable lending which he sees as a net growth opportunity…. and how important it is to lighten the load – the sale of 25 businesses has played an important role in simplifying the bank.
Nicholas Moore is a former CEO of Macquarie Group. He retired in 2018 after 32 years at Macquarie, including 10 years as CEO. Nicholas tells us how one of the first things that he did at the depths of the GFC was to ensure the Macquarie Foundation was well funded. Nicholas talks about the Banking Royal Commission, his role in regulating the regulators and the unique role he played in helping to manage the Commonwealth’s risk relating to the Virgin Australia insolvency and eventual sale. But there is a lot more to Nicholas Moore than his achievements at Macquarie and his financial markets involvement. He talks about his role as Chair of the Smith Family, his thoughts on education for young people, his love of history and the influence of his parents on his career.
Nathan is the Investment Director and Co-Founder of Ethical Partners Funds Management. He shares with us his investment philosophy – the rules by which he directs and guides investment decisions at Ethical Partners and includes several company specific case studies. He takes us back to (almost) the days of the “chalkies” at the ASX and a fortuitous rendezvous on the corner of Pitt and Hunter Streets in Sydney. He explains how two stints at Perpetual and time at start up 452 Capital has placed him in good stead for Ethical Partners. He takes us through how to balance performance and ethical considerations in making investment decisions and explains the EPORA (while being careful to not take credit for the acronym). Finally we find out what he looks for in an investment analyst, what he is reading at the moment and why it is important to know what you don’t know.
Stuart Diver (Part B): Stuart Diver is a Senior member of the management team at Event Hospitality (EVT:ASX), as GM of Thredbo Resorts. He is a household name as the sole survivor of the tragic landslide at Thredbo Village in 1997 that took the lives of 18 people. In Part B of our discussion, we walk through how Stuart and the Event team have navigated through the pandemic and how Thredbo has adapted as a business. We learn more about how Event Hospitality is facing into the threats and opportunities from climate change, particularly with respect to an alpine tourism asset. Finally, Stuart walks through his charitable interests, those who have inspired him, including Alan Rydge as Chairman of Event, and our usual pop quiz.
Stuart Diver (Part A): Stuart Diver is a Senior member of the management team at Event Hospitality (EVT:ASX), as GM of Thredbo Resorts. He is a household name as the sole survivor of the tragic landslide at Thredbo Village in 1997 that took the lives of 18 people, including his wife Sally. In Part A, Stuart outlines his early life as a young adventurer and his growing passion for the mountains, particularly Thredbo, and his journey from labourer and ski instructor to that of General Manager of the entire resort. Thredbo is a crucial part of the listed group, Event Hospitality, and Stuart provides some insights around his management style and meshing his entrepreneurial spirit into a large listed group. Part A ends with a generous explanation of how Stuart mentally and physically survived the events in 1997 and how that has helped shape his resilience in life and in business.
In Part B we go back to where it all started. We discuss the “Roman Banquet” and the late night visit to a Sydney homeless shelter. Ronni explains how her good friend Selma’s introduction of electricity to Soweto led her to work out how she could have the most positive impact on other people’s lives. From that point on Ronni leads a repurposed life… just don’t ask her for a powerpoint presentation! Ronni also tells us how OzHarvest is evolving from food rescue to sustainability and education in an attempt to shift behaviour. Ronni’s perspectives on leadership are fascinating and she also talks to us about the next chapter, Purpose for Leadership – find out more by emailing ronni@ronnikahn.com. The podcast is hosted by Co-Founder and CEO of Ethical Partners Funds Management, Matt Nacard.
Ronni is the founder and CEO of OzHarvest, Australia’s leading food rescue organisation. But what do you do when functions aren’t happening and restaurants can’t open, putting your business model at risk? You do what Ronni has always done – reimagine the way of working, motivate the team around you, inject endless energy and determination and turn the model on its head. During COVID OzHarvest has transformed itself into a business-to-consumer model, buying food for the first time, and supporting a broad base of disadvantaged people by delivering 52 million meals in the last 18 months. Incredible. The podcast is hosted by Co-Founder and CEO of Ethical Partners Funds Management, Matt Nacard. Part B out soon.
In Part B, Susan the CEO and Managing Director of Mirvac, talks all things sustainability explaining why the journey is not a straight forward one. Susan also talks about how the sustainability focus has changed within companies and investors. Not long ago, some asked Susan to talk “less” about these issues. Now it is evident that ESG issues are the responsibility of everyone, not just the sustainability specialists. Susan explains why setting difficult targets is critical, even if you don’t know how you will achieve them! Being bold can lead to outperforming expectations and Mirvac looks poised to achieve its Net Positive Carbon goal early. Susan also provides her outlook for residential apartments and has some fascinating advice she would give to her 21-year-old self.
Susan is the CEO and Managing Director of Mirvac, the largest and best domestically focused multi asset class property developer in Australia. Susan leads a company that genuinely operates with purpose. Susan speaks of the responsibility Mirvac has in creating places that will be around for generations to enjoy. It is a privilege not a burden. Her perspectives on the importance of culture, doing the right thing when no-one is looking and having a focused strategy are a “how to” guide to running an ASX50 company. Knowing your core values well is critical when responding to a crisis. Susan takes us through the inner workings of how Mirvac responded in March 2020 to the unfolding COVID situation. Her insights are fascinating. Part A ends with Susan’s perspectives on the direction of asset prices.
Barry is the current Executive Chairman of Bega Cheese, a Board on which he has served for over 20 years. Barry and his team have turned a small regional-based dairy company into the third-largest dairy company in Australia, producing and distributing dairy food products in Australia and around the world.
In a fascinating discussion, Barry speaks about Bega Cheese and how it navigates the dairy cycle. He talks about Bega’s latest acquisition – Lion Drinks and Dairy – and how that company has gone from “feared” to now “owned”. His description of how the business fits with Bega’s strategy is simple in its brilliance. Barry also speaks about how and why he played a big part in founding Giant Steps, a school for autistic children, as well as how he had to try and slow down when recently diagnosed with cancer. The podcast is hosted by Co-Founder and Investment Director of Ethical Partners Funds Management, Nathan Parkin.
Maggie has had a very public and successful career in the food industry for over 40 years. It all started in the Barossa in 1973 where Maggie and her husband established a farm and vineyard. Maggie’s career now spans farming, food production, as well as television presenting and food writing. In 2014 Maggie established the Maggie Beer Foundation to improve the food experiences for older Australians, particularly those living within aged care homes. In this edition of the Good Investing Podcast Maggie shares with us her philosophies about business and talks about the company that continues to bear her name (ASX: MBH). Maggie also tells us what she believes is the biggest mistake Australian families make with nutrition, the rising importance of sustainability, the most important aspect of leadership that is overlooked and whether you should have a Maggie Beer tomato, shiraz and sultana chutney or a Maggie Beer quince paste with your cheese platter after dinner.
The podcast is hosted by Co-Founder and Investment Director of Ethical Partners Funds Management, Nathan Parkin.
Chris Cuffe took Colonial First State from a start-up to become Australia’s largest investment manager managing over $70bn by the time his fourteen-year tenure came to a close. From there he has established an organisation to help people give their money away and revolutionised the funds management industry by starting Third Link. Others have followed, but Chris established Third Link as the first major fund-of-funds to donate all management fees to selected charities while at the same time providing outstanding investment performance. On a list of all-time Good Investors, Chris is right near the top – find out what areas he is investing in now, what makes a good fund manager, what aspects of leadership are overlooked, how he recognises talent, what investment mistakes he sees most often and who has inspired him the most in his career.
The podcast is hosted by Co-Founder and CEO of Ethical Partners Funds Management, Matt Nacard
Michael Traill might just be the ultimate Good Investor. Growing up in a small mining town in Victoria he found himself co-founding Macquarie Group’s private equity business. After fifteen years at Macquarie and poised for higher honours within the bank, he took a radical u-turn and became founding CEO of Social Ventures Australia. Shortly thereafter he had a leading hand in rescuing ABC Learning’s Australian assets via not-for-profit enterprise Goodstart Learning. Now he is looking at establishing a new asset class in Australia - in scale. He and his co-founding partners at For Purpose Partners are trying to bring superannuation and corporate management skills into the aged care, mental health, disability, social housing and education sectors. The aim is to generate acceptable financial returns but create positive social change at the same time. Find out what makes For Purpose Partners different, where Michael gets his sense of social justice from, what is next for the growing area of social infrastructure and what advice he received that spurred him on to run 10kms in less than 41 minutes as an 11 year in a regional Victoria.
The podcast is hosted by Co-Founder and CEO of Ethical Partners Funds Management, Matt Nacard